{"id":18367,"date":"2025-11-05T11:41:56","date_gmt":"2025-11-05T06:11:56","guid":{"rendered":"https:\/\/dev.devikapuram.com\/?p=18367"},"modified":"2026-04-03T22:17:10","modified_gmt":"2026-04-03T16:47:10","slug":"how-to-claim-unclaimed-bank-deposits-rbi-udgam","status":"publish","type":"post","link":"https:\/\/dev.devikapuram.com\/?p=18367","title":{"rendered":"Forgotten Money in Old Bank Accounts? RBI Launches Initiative to Help You Recover It"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;section&#8221; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_row admin_label=&#8221;row&#8221; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; width=&#8221;100%&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_text admin_label=&#8221;Text&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]The\u00a0<strong>Reserve Bank of India (RBI)<\/strong>\u00a0has stepped up efforts to help citizens reclaim money lying in\u00a0<strong>dormant bank accounts for over 10 years<\/strong>. Funds from such accounts are transferred to the\u00a0<strong>RBI\u2019s Depositor Education and Awareness (DEA) Fund<\/strong>\u00a0\u2014 but account holders and their families can still claim the amount at any time.<\/p>\n<p>To simplify the process,\u00a0<strong>RBI<\/strong>\u00a0has urged the public to check for unclaimed deposits through its official portal\u00a0<strong>UDGAM (https:\/\/udgam.rbi.org.in)<\/strong>.<\/p>\n<p><strong>How to Claim Your Unclaimed Deposit:<\/strong><\/p>\n<p>&#8211; Visit any branch of the bank where the account was held<br \/>\n&#8211; Submit valid\u00a0<strong>KYC documents<\/strong>\u00a0such as\u00a0<strong>Aadhaar, Passport, Voter ID,<\/strong>\u00a0or\u00a0<strong>Driving License<\/strong><br \/>\n&#8211; Receive your unclaimed money (along with applicable interest)<\/p>\n<p>In addition,\u00a0<strong>banks across the country<\/strong>\u00a0will conduct\u00a0<strong>special camps from October to December 2025<\/strong>\u00a0to assist customers in locating and reclaiming their unclaimed deposits.<\/p>\n<p>The\u00a0<strong>RBI<\/strong>\u00a0has advised the public to make use of this opportunity and retrieve their long-forgotten funds safely and quickly.[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The\u00a0Reserve Bank of India (RBI)\u00a0has stepped up efforts to help citizens reclaim money lying in\u00a0dormant bank accounts for over 10 years. Funds from such accounts are transferred to the\u00a0RBI\u2019s Depositor Education and Awareness (DEA) Fund\u00a0\u2014 but account holders and their families can still claim the amount at any time. To simplify the process,\u00a0RBI\u00a0has urged the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":18368,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"The\u00a0<strong>Reserve Bank of India (RBI)<\/strong>\u00a0has stepped up efforts to help citizens reclaim money lying in\u00a0<strong>dormant bank accounts for over 10 years<\/strong>. Funds from such accounts are transferred to the\u00a0<strong>RBI\u2019s Depositor Education and Awareness (DEA) Fund<\/strong>\u00a0\u2014 but account holders and their families can still claim the amount at any time.\r\n\r\nTo simplify the process,\u00a0<strong>RBI<\/strong>\u00a0has urged the public to check for unclaimed deposits through its official portal\u00a0<strong>UDGAM (https:\/\/udgam.rbi.org.in)<\/strong>.\r\n\r\n<strong>How to Claim Your Unclaimed Deposit:<\/strong>\r\n\r\n- Visit any branch of the bank where the account was held\r\n- Submit valid\u00a0<strong>KYC documents<\/strong>\u00a0such as\u00a0<strong>Aadhaar, Passport, Voter ID,<\/strong>\u00a0or\u00a0<strong>Driving License<\/strong>\r\n- Receive your unclaimed money (along with applicable interest)\r\n\r\nIn addition,\u00a0<strong>banks across the country<\/strong>\u00a0will conduct\u00a0<strong>special camps from October to December 2025<\/strong>\u00a0to assist customers in locating and reclaiming their unclaimed deposits.\r\n\r\nThe\u00a0<strong>RBI<\/strong>\u00a0has advised the public to make use of this opportunity and retrieve their long-forgotten funds safely and quickly.","_et_gb_content_width":"","footnotes":""},"categories":[2],"tags":[],"class_list":["post-18367","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"_links":{"self":[{"href":"https:\/\/dev.devikapuram.com\/index.php?rest_route=\/wp\/v2\/posts\/18367","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dev.devikapuram.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dev.devikapuram.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dev.devikapuram.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/dev.devikapuram.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=18367"}],"version-history":[{"count":2,"href":"https:\/\/dev.devikapuram.com\/index.php?rest_route=\/wp\/v2\/posts\/18367\/revisions"}],"predecessor-version":[{"id":22569,"href":"https:\/\/dev.devikapuram.com\/index.php?rest_route=\/wp\/v2\/posts\/18367\/revisions\/22569"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dev.devikapuram.com\/index.php?rest_route=\/wp\/v2\/media\/18368"}],"wp:attachment":[{"href":"https:\/\/dev.devikapuram.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=18367"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dev.devikapuram.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=18367"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dev.devikapuram.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=18367"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}